从根本上讲，无论手机厂商选择涨价还是减配，都将动摇中端机基于性价比建立起的生存优势。
截至2025年9月末，邮储银行的拨备覆盖率为240.21%。往前回溯，2021年末，其拨备覆盖率一度高达418.61%，风险抵御屏障之厚在国有六大行中遥遥领先。
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